The
Great Reallocation
in Digital Payments
Has Begun



Welcome to
Real-Time
Payments
Sionic is the first to bring real-time payments to commerce in the U.S market.
Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store and in-vehicle experiences.
Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees.

Instant Payments and The Great Reallocation
From local businesses to global enterprises, merchants remain trapped paying rising credit card fees–amounting to $110 billion per year in the U.S. in 2020.

Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities.
Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy.
Point of Sale
Evolution
Old World

New World
